One Yard navigates the funding market for you.
We work to understand your unique requirements and get your funding approved from our network of 40+ lenders.
Take a look at what we've accomplished.
Whilst the One Yard brand is young, we have many years of transaction experience arranging funding for businesses.
Contact usThe values that drive our work.
Most corporate values are empty words. We live ours every day. Everyone says that, so take it with a grain of salt, but we actually do. Work with us and find out!
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Clients first
We work for you, not the banks. We represent your best interests.
We win
No participation prizes. We are in business to succeed and serve.
Always on
We're always busy, its never the perfect time. But if you call we will get to work, asap.
No bull
We deliver a clear honest service. We'll let you know where we think you stand, always.
Meet the team behind One Yard.
Our team is ready to assist with your funding needs.
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Frequently asked questions.
Still have questions? Give us a call, message or email and our team will be sure to help. If we don't know, we'll find out!
What do I need to let you know to get started?
There are many different products for different funding needs.
Asset finance, revolving lines of credit, term loans, trade finance, invoice finance... ...the list goes on!
To get started, we want to understand your unique requirements and what you need funding for. We'll also ask some questions about your business including your industry, how long you've been operating for and your financial position.
We can guide you through various product options and providers, and arrange indicative quotes for pricing and eligible funding amounts.
How do lenders assess credit?
A simple model to think of how lenders assess credit is the five C's model:
- Capacity: Your ability to repay given your projected income and expenses.
- Capital: Your own financial investments made in the business, retained earnings or savings or on hand to support the business. Lenders like to see you have skin in the game.
- Collateral: Any assets (tangible or intangible) that can secure the loan.
- Character: Your historical track record and trustworthiness.
- Conditions: What are the loan terms and broader economic conditons like for your business, industry and market.
What sort of lenders do you work with?
We work with a panel of 40+ trusted lenders.
Everyone from deposit taking major banks, specialised asset finance providers, and non-bank lenders.
We have full-document submission options for when you want the best deal or low-document submissions if you need a quick turnaround.
We have lenders that can accomodate every type of borrowing profile: prime, near-prime and sub-prime.
Is it possible to get funding with bad credit?
An initial request for a free quote will have no impact on your credit file. We will review your position, give you our honest opinion, and match you with lenders most likely to approve you given your circumstances.
Bad credit might mean your repayments are higher but it does not mean an automatic decline. We will work with you to get an approval and can help you improve your standing with credit repair services.
Get in touch with us.
Our expert team is looking forward to discussing and assisting with your funding needs.
