Contact us
Fill in the form and we'll get back to you to answer any questions, talk through some options and provide a funding quote.
Frequently asked questions.
What do I need to let you know to get started?
There are many different products for different funding needs.
Asset finance, revolving lines of credit, term loans, trade finance, invoice finance... ...the list goes on!
To get started, we want to understand your unique requirements and what you need funding for. We'll also ask some questions about your business including your industry, how long you've been operating for and your financial position.
We can guide you through various product options and providers, and arrange indicative quotes for pricing and eligible funding amounts.
How do lenders assess credit?
A simple model to think of how lenders assess credit is the five C's model:
- Capacity: Your ability to repay given your projected income and expenses.
- Capital: Your own financial investments made in the business, retained earnings or savings or on hand to support the business. Lenders like to see you have skin in the game.
- Collateral: Any assets (tangible or intangible) that can secure the loan.
- Character: Your historical track record and trustworthiness.
- Conditions: What are the loan terms and broader economic conditons like for your business, industry and market.
What sort of lenders do you work with?
We work with a panel of 40+ trusted lenders.
Everyone from deposit taking major banks, specialised asset finance providers, and non-bank lenders.
We have full-document submission options for when you want the best deal or low-document submissions if you need a quick turnaround.
We have lenders that can accomodate every type of borrowing profile: prime, near-prime and sub-prime.
Is it possible to get funding with bad credit?
An initial request for a free quote will have no impact on your credit file. We will review your position, give you our honest opinion, and match you with lenders most likely to approve you given your circumstances.
Bad credit might mean your repayments are higher but it does not mean an automatic decline. We will work with you to get an approval and can help you improve your standing with credit repair services.
Reach us out directly
Sales & enquires
We'd be happy to understand your need and assist you with obtaining funding.
